What Is a Public Adjuster?

A public adjuster is a licensed professional who works on behalf of policyholders to handle insurance claims. Unlike insurance company adjusters, who represent the interests of the insurer, public adjusters advocate for the policyholder. Their main job is to ensure that you receive a fair settlement from your insurance company based on the damages sustained.

How Does a Public Adjuster Help?

Public adjusters are experts in the insurance claims process. They assist you in every step of the claim process to make sure you’re compensated adequately for your loss. Here’s how they can help:

Assessing the Damage: After you experience property damage, a public adjuster conducts a detailed inspection of the affected property. They assess the full extent of the damage, which helps to determine the correct value of your claim.
Filing the Claim: Filing a claim with an insurance company can be complicated and time-consuming. A public adjuster takes care of the paperwork, ensuring that all the necessary documentation is submitted accurately and promptly.
Negotiating with the Insurance Company: Public adjusters have the knowledge and experience to negotiate with the insurance company on your behalf. They aim to ensure that you receive the highest possible settlement.
Maximizing Your Settlement: Public adjusters know how to interpret your insurance policy and understand the nuances of coverage. They can identify potential underpayment areas and push for a better payout.

What’s the Difference Between a Public Adjuster and an Insurance Adjuster?

An insurance adjuster is employed by the insurance company and works to protect the company’s financial interests. Their role is to assess damage, investigate claims, and determine the amount of compensation the insurer should offer. While they may be helpful, their primary goal is to limit the company’s liability.

On the other hand, a public adjuster works solely for the policyholder. They are there to advocate on your behalf, ensuring that you are treated fairly and that your claim is thoroughly reviewed.

When Should You Hire a Public Adjuster?

You might consider hiring a public adjuster under the following circumstances:

Major Property Damage: If your property has sustained significant damage due to natural disasters, fire, or accidents, a public adjuster can help ensure that your claim covers all damages.
Denied or Underpaid Claims: If your claim has been denied or if you feel the settlement offer is insufficient, a public adjuster can help review the situation and pursue a fair resolution.
Complicated Claims: Insurance policies can be complicated, and a public adjuster’s expertise can help you understand your policy and make sure that you’re not missing any coverages.
Time Constraints: If you’re too busy with work, family, or repairs, hiring a public adjuster can give you peace of mind knowing that a professional is handling your claim.

How Do Public Adjusters Get Paid?

Public adjusters typically work on a contingency basis. This means that they only get paid if you receive a payout for your claim. Their fee is usually a percentage of the settlement amount, which is agreed upon before they start working on your case. This payment structure ensures that the public adjuster is motivated to get you the best possible outcome, as they only get compensated if you do.

Why Should You Hire Atlantic Adjusting Company Inc.?

At Atlantic Adjusting Company Inc., we understand the stress and complexity that come with filing an insurance claim after property damage. Our team of experienced and licensed public adjusters is dedicated to helping you get the compensation you deserve. With years of industry knowledge and a deep understanding of insurance policies, we will guide you through the entire claims process and advocate for your best interests.

Our team offers personalized services and works tirelessly to ensure that your insurance claim is handled promptly and efficiently. Whether you’re dealing with property damage from a storm, fire, or any other cause, we are here to help.

Key Benefits of Hiring Atlantic Adjusting Company Inc.

Expert Negotiators: We have extensive experience negotiating with insurance companies to ensure you receive the best settlement.
Thorough Damage Assessment: We will conduct a comprehensive review of your property’s damage, ensuring no detail is overlooked.
No Upfront Fees: We work on a contingency basis, so you won’t pay unless you receive a settlement.
Timely Service: We understand the urgency of filing insurance claims, and our team will ensure everything is submitted quickly and accurately.

Conclusion

If you’re dealing with property damage and need assistance with your insurance claim, a public adjuster from Atlantic Adjusting Company Inc. can provide invaluable support. Our team works on your behalf to ensure that you receive the compensation you deserve. Contact us today at (888) 516-ADJUST to learn more about how we can help or visit our website at https://atlanticadjustingcompany.com/.